FAQ
Short answers to the questions people ask first.
14 questions in three groups: the site itself, how to use the content, and AI and your data. Choose a question to open its answer.
About the site · 5 questions
Who runs this site, and how is it paid for?
capit-tredaix is an independent editorial project based in Edinburgh. Pages are written and reviewed by the editorial team. We are not a bank, broker, adviser, fund or platform, and we are not owned by or connected to any financial firm.
The site is funded by advertising. All content is free. We do not sell financial products or services, do not manage money and do not receive commissions or affiliate fees for recommending financial products. Adverts never decide what we write.
Yes. There are no accounts, subscriptions, paid tiers, courses or locked pages, and there never will be. You can read everything without giving us any information.
Because we want our explanations to stay neutral. Linking to providers would look like a recommendation, and recommendations are exactly what an educational site should not make.
No, and it does not need to be: we provide general education only and offer no regulated financial service. Firms that do offer such services must be authorised, and you can look them up on the FCA's Financial Services Register.
Using the content · 5 questions
Can I rely on what I read here?
No. Everything here is general educational information. It does not take your circumstances into account, and nothing on the site is a recommendation to buy, sell or hold any investment. For advice about your own situation, consider an FCA-authorised financial adviser.
Never. We explain concepts such as risk, diversification and costs so that you can understand documents and conversations. We do not suggest assets, allocations, timing or providers.
Every page shows the date it was last reviewed. Rules, allowances and rates change, so treat any figure as something to confirm on an official source before relying on it.
Please tell us through the contact page. An editor checks the point, corrects the page if needed, updates the review date and replies to you.
You may share links and quote short passages with credit to capit-tredaix.com for non-commercial educational use. The Terms of Use explain the details.
AI and your data · 4 questions
Does this site use AI or collect my data?
No. The term answers and the sample AI replies are written by our editors to show typical patterns. No AI tool runs on the site, and nothing you type anywhere here is sent to one.
Only what you choose to send through the contact form: your name, email address, subject, message and your three consent choices. Your browser also keeps one preference called cookieConsent to remember your answer to the cookie notice. There are no analytics or advertising cookies.
If you tick it, we may occasionally email you about new study pages on this site. It is never required, it is unticked by default, and you can withdraw it at any time by writing to info@capit-tredaix.com or using the unsubscribe line in any such email.
We advise against it. Remove names, account numbers and anything that identifies you first, or better, copy only the term you do not understand. The Studying with AI page explains why.
Question not here?
Send it to the editors. If several readers ask the same thing, it becomes a new entry on this page.
Ask the editors