About us
A small editorial team that answers slowly and shows its sources.
capit-tredaix is an independent, advertising-funded study resource based in Edinburgh. This page explains what we do, how we check it and what we will never do.
Why does this site exist?
Because the first explanation most people now meet about investing comes from a search box or an AI assistant, and neither of them tells you how sure it is.
We started capit-tredaix to give learners in the UK a calm second opinion: definitions that are short enough to remember, longer explanations for when you want the reasoning, and a habit of pointing to the official source that can confirm what we say.
Our readers are mostly people at the beginning: students, people who have just started a workplace pension and want to understand the statements, and curious readers who keep hearing words like "index" or "volatility" on the news. We write for someone intelligent who has simply not been taught this yet.
Verify it: compare any explanation here with the consumer pages of the Financial Conduct Authority or MoneyHelper. If we disagree with them, we want to know.
How do you choose and check what goes in?
We pick topics from the questions readers send and from terms that appear most in everyday financial documents. Then every piece follows the same editorial standards.
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Start from the reader's question
A page begins as a question written the way a learner would ask it. That keeps explanations practical and stops us drifting into jargon.
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Use primary sources
Definitions are checked against public bodies such as the Bank of England, the FCA and the Office for National Statistics, and against fund documents that firms are required to publish.
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Stay neutral
We describe how things work and what can go wrong. We never rank products, name providers to use or suggest what anyone should do with their money.
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Second read by another editor
A colleague who did not write the text checks facts, tone and clarity, and removes anything that could read as a promise or a recommendation.
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Date and correct
Every page shows a review date. When a rule changes or a reader finds an error, we correct the page and update the date.
Why write about AI at all? Do you use it?
AI is a subject here, not a feature. We teach how to study with it; we do not run it.
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Learners already use it
Many people ask an AI assistant before they ask a person. Ignoring that would leave readers without guidance at the exact moment they need it.
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Its mistakes follow patterns
AI tools repeat certain errors on finance: outdated rules, confused institutions, invented sources and arithmetic that looks right but is not. Those patterns can be taught.
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Our examples are human-written
Every "AI answer" on this site is a sample written by our editors to imitate a typical reply. No AI tool runs on the site and nothing you type is sent to one.
Verify it: the Studying with AI page sets out our full checking routine and the official sources it relies on.
How is the site funded? What is the catch?
The site is funded by advertising. All content is free, and there is no catch to unwrap later.
| Source | Used? | What that means for you |
|---|---|---|
| Advertising | Yes | Ads may appear on pages. They are kept separate from the editorial text and never decide what we write. |
| Reader payments | No | No subscriptions, paid tiers, courses or memberships. Nothing is locked. |
| Commissions | No | We sell no financial products or services and receive nothing when anyone opens an account anywhere. |
| Affiliate fees | No | No affiliate links. We do not link to brokers, platforms, apps or funds. |
| Your data | No | We do not sell or share contact-form messages. See the Privacy Policy. |
We do not manage money, give personalised advice or arrange investments. That is why we are not authorised by the FCA: we offer no regulated service.
Verify it: the same model is stated in our Terms of Use and in the footer of every page.
So who is actually behind it?
An independent editorial project run from Edinburgh. Pages are written and reviewed by the editorial team; we do not publish under invented expert names.
We have no owner in the financial industry, no partnership with any public body and no connection to the institutions we quote. We read their publications the same way you can, and we point you to them so you never have to take our word alone.
Learning about investing should come with a clear view of risk. Every investment can fall in value, past results do not show what will happen next, and the right choice for one person can be wrong for another. That is why we explain, and leave decisions to you and, where needed, to a regulated adviser.
Verify it: our contact details are the same on every page. Write to us at info@capit-tredaix.com or call 0131 496 0417.